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Military Insurance - Alcohol and Drug Rehabilitation Centers - Mount Ayr, IN.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary doctor and get referrals to organizations that offer specialty care.

Through TRICARE, members of the military can acquire substance abuse treatment services in Mount Ayr. This includes detoxification, individual and group therapy including family therapy, and other recovery services. They will require pre-authorization for treatment and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but stays for detox are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military members are allowed to remain in rehab. A 3-week inpatient stay per benefit period is commonly permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as outpatient or inpatient treatment.

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