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Military Insurance - Alcohol and Drug Rehabilitation Programs - Mount Summit, IN.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary doctor and obtain referrals to organizations that provide specialty care.

Through TRICARE, military members can acquire substance abuse rehabilitation services in Mount Summit. This includes individual and group therapy including family therapy, detoxification, and other various rehab services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both outpatient and inpatient, but inpatient services for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved facility, and there are time limits as to how long military insurance carriers will be allowed to stay in treatment. A 3-week inpatient stay per benefit period is commonly permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior treatment services such as inpatient or outpatient treatment.

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