Military Insurance - Drug and Alcohol Rehab Facilities - St. Croix, IN.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and obtain referrals to organizations that offer specialty care.

Through TRICARE, military members can obtain drug and alcohol treatment services in St. Croix. This encompasses detoxification, individual and group therapy including family therapy, and other various rehabilitation services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but stays for detoxification are limited to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers are allowed to remain in rehab. A 3-week inpatient stay per benefit period is usually accepted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as outpatient or inpatient treatment.

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