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Military Insurance - Alcohol and Drug Rehab Programs - Wolcott, IN.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 years of age or older and their qualified family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and get referrals to organizations that provide specialty care.

Through TRICARE, military members can obtain drug and alcohol rehabilitation services in Wolcott. This includes detoxification, individual and group therapy including family therapy, and other various rehab services. They will need pre-authorization for treatment and there will most likely be some limitations. Military insurance pays for both outpatient and inpatient, but stays for detoxification are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers will be permitted to remain in treatment. A 3-week inpatient stay per benefit period is typically accepted. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other primary rehabilitation services such as outpatient or inpatient treatment.

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