Medicare is a federal health insurance program which helps pay for health benefits for individuals living in the Unites States who are either disabled or 65 years of age or older. For individuals that do have Medicare and require drug or alcohol rehab in Albany, this program will cover various recovery programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol rehabilitation, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees associated with outpatient substance abuse treatment. This includes outpatient services, therapy, treatment for co-occurring mental health disorders such as anxiety disorders or depression and medications administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want additional coverage in addition to Medicare Parts A, B, and D. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal as well as those used for maintenance therapy such as methadone or buprenorphine.
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