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Military Insurance - Drug and Alcohol Treatment Programs - Elkton, KY.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and obtain referrals to health care services that offer specialty care.

By way of TRICARE, members of the military can obtain drug and alcohol rehabilitation services in Elkton. This encompasses individual and group therapy including family therapy, detoxification, and other substance abuse recovery services. They will require pre-authorization for services and there will most likely be some limitations. Military insurance covers both inpatient and outpatient, but stays for detox are limited to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is usually permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.

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