Military Insurance - Drug and Alcohol Rehabilitation Programs - Ipswich, MA.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to non-military health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and obtain referrals to health care services that provide specialty care.

By way of TRICARE, military members can acquire drug and alcohol rehabilitation services in Ipswich. This encompasses individual and group therapy including family therapy, detoxification, and other various rehab services. They will need pre-authorization for services and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but inpatient services for detox are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers are allowed to remain in treatment. A 3-week inpatient stay per benefit period is typically accepted. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.

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