The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and get referrals to health care services that offer specialty care.
Through TRICARE, members of the military can receive substance abuse treatment services in Norwood. This includes individual and group therapy including family therapy, detoxification, and other various treatment services. They will require pre-authorization for services and there will most likely be some restrictions. Military insurance covers both inpatient and outpatient, but inpatient services for detox are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers are permitted to stay in treatment. A 3-week inpatient stay per benefit period is commonly permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as outpatient or inpatient treatment.
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