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Military Insurance - Drug and Alcohol Treatment Programs - Watertown, MA.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which grants access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary doctor and obtain referrals to organizations that provide specialty care.

Through TRICARE, military members can acquire substance abuse treatment services in Watertown. This encompasses individual and group therapy including family therapy, detoxification, and other various treatment services. They will require pre-authorization for services and there are likely to be some limitations. Military insurance covers both outpatient and inpatient, but stays for detox are limited to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military members will be allowed to remain in treatment. A 3-week inpatient stay per benefit period is commonly allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as outpatient or inpatient treatment.

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