Medicare is a federal health insurance program that helps pay for health care for individuals living in the Unites States who are either disabled or 65 and older. For people that do have Medicare and require addiction rehab in Bloomington, Medicare may cover various treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain kinds of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees associated with outpatient drug and alcohol rehabilitation. This includes outpatient services, therapy, treatment for co-occurring disorders such as depression or anxiety and drugs administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want supplemental health insurance aside from Medicare Parts A, B, and D. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal and medications required for maintenance therapy such as methadone or buprenorphine.
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