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Military Insurance - Drug and Alcohol Treatment Programs - Cascade, MD.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and obtain referrals to organizations that provide specialty care.

By way of TRICARE, military members can receive substance abuse rehabilitation services in Cascade. This includes detoxification, individual and group therapy including family therapy, and other various recovery services. They will require pre-authorization for treatment and there will most likely be some limitations. Military insurance pays for both inpatient and outpatient, but stays for detox are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military members will be allowed to stay in treatment. A 3-week inpatient stay per benefit period is usually permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as inpatient or outpatient treatment.

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