Military Insurance - Alcohol and Drug Treatment Programs - Eldersburg, MD.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can select a primary doctor and get referrals to organizations that offer specialty care.

By way of TRICARE, military members can obtain substance abuse rehabilitation services in Eldersburg. This encompasses individual and group therapy including family therapy, detoxification, and other rehab services. They will require pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both outpatient and inpatient, but stays for detox are limited to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers will be allowed to remain in treatment. A 3-week inpatient stay per benefit period is typically permitted. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as outpatient or inpatient treatment.

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