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Military Insurance - Drug and Alcohol Treatment Programs - Hampstead, MD.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and obtain referrals to organizations that provide specialty care.

By way of TRICARE, members of the military can acquire drug and alcohol treatment services in Hampstead. This encompasses individual and group therapy including family therapy, detoxification, and other substance abuse recovery services. They will require pre-authorization for services and there will most likely be some restrictions. Military insurance pays for both outpatient and inpatient, but stays for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved facility, and there are time restrictions as to how long military insurance carriers are permitted to remain in rehab. A 3-week inpatient stay per benefit period is commonly accepted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.

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