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Military Insurance - Alcohol and Drug Treatment Centers - St. Michaels, MD.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which grants access to non-military health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary care physician and obtain referrals to health care services that provide specialty care.

Through TRICARE, members of the military can obtain drug and alcohol rehabilitation services in St. Michaels. This encompasses individual and group therapy including family therapy, detoxification, and other various substance abuse recovery services. They will need pre-authorization for treatment and there will most likely be some restrictions. Military insurance covers both inpatient and outpatient, but inpatient services for detoxification are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military members are permitted to stay in rehab. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as inpatient or outpatient treatment.

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