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Military Insurance - Alcohol and Drug Rehab Programs - Harpswell, ME.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and get referrals to organizations that offer specialty care.

By way of TRICARE, members of the military can receive substance abuse treatment services in Harpswell. This encompasses individual and group therapy including family therapy, detoxification, and other various substance abuse recovery services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance pays for both inpatient and outpatient, but stays for detoxification are restricted to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved facility, and there are time restrictions as to how long military insurance carriers are allowed to stay in rehab. A 3-week inpatient stay per benefit period is commonly allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other rehabilitation services such as outpatient or inpatient treatment.

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