Medicare is a federal program that helps pay for medical healthcare services for individuals living in the Unites States who are either disabled or 65 and older. For people who do have Medicare and need drug or alcohol treatment in Benton Harbor, this program will cover various treatment programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering different kinds of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in rehab without a co-pay but individuals will be required to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses associated with outpatient drug and alcohol treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring disorders such as anxiety disorders or depression and drugs dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want supplemental health insurance in addition to Medicare Parts A, B, and D. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications associated with treating withdrawal symptoms during detoxification and medications required for maintenance therapy such as methadone or buprenorphine.
There are 3 Alcohol and Drug Rehabilitation Facilities offering this service in Benton Harbor, MI
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