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Military Insurance - Drug and Alcohol Treatment Programs - Caspian, MI.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary doctor and get referrals to health care services that provide specialty care.

By way of TRICARE, military members can acquire drug and alcohol rehabilitation services in Caspian. This encompasses individual and group therapy including family therapy, detoxification, and other various substance abuse recovery services. They will require pre-authorization for services and there will most likely be some limitations. Military insurance covers both inpatient and outpatient, but inpatient services for detoxification are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military insurance carriers are permitted to stay in treatment. A 3-week inpatient stay per benefit period is typically accepted. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.

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