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Military Insurance - Alcohol and Drug Treatment Centers - Covert, MI.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 years of age or older and their qualified family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and get referrals to organizations that provide specialty care.

Through TRICARE, members of the military can obtain substance abuse treatment services in Covert. This includes detoxification, individual and group therapy including family therapy, and other treatment services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but stays for detox are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers are allowed to stay in treatment. A 3-week inpatient stay per benefit period is commonly allowed. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed prior treatment services such as outpatient or inpatient treatment.

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