Military Insurance - Alcohol and Drug Treatment Programs - Grand Junction, MI.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to non-military health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and get referrals to organizations that offer specialty care.

By way of TRICARE, military members can acquire substance abuse treatment services in Grand Junction. This includes individual and group therapy including family therapy, detoxification, and other rehabilitation services. They will need pre-authorization for treatment and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but inpatient services for detox are restricted to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved facility, and there are time limits as to how long military members will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is typically allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as inpatient or outpatient treatment.

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