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Military Insurance - Drug and Alcohol Rehab Programs - Harbor Springs, MI.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary care physician and get referrals to organizations that provide specialty care.

By way of TRICARE, members of the military can acquire drug and alcohol treatment services in Harbor Springs. This includes individual and group therapy including family therapy, detoxification, and other treatment services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance covers both inpatient and outpatient, but inpatient services for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military insurance carriers will be permitted to stay in treatment. A 3-week inpatient stay per benefit period is commonly allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as outpatient or inpatient treatment.

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