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Military Insurance - Alcohol and Drug Rehabilitation Facilities - Indian River, MI.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to non-military health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary doctor and get referrals to organizations that provide specialty care.

Through TRICARE, members of the military can acquire substance abuse rehabilitation services in Indian River. This encompasses detoxification, individual and group therapy including family therapy, and other various rehab services. They will require pre-authorization for services and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but inpatient services for detox are restricted to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military members will be permitted to remain in treatment. A 3-week inpatient stay per benefit period is usually accepted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other treatment services such as inpatient or outpatient treatment.

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