Military Insurance - Alcohol and Drug Treatment Programs - Otter Lake, MI.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary doctor and get referrals to health care services that offer specialty care.

Through TRICARE, military members can receive drug and alcohol treatment services in Otter Lake. This encompasses individual and group therapy including family therapy, detoxification, and other substance abuse recovery services. They will need pre-authorization for treatment and there are likely to be some restrictions. Military insurance covers both inpatient and outpatient, but stays for detox are limited to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military members are allowed to stay in treatment. A 3-week inpatient stay per benefit period is typically permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as inpatient or outpatient treatment.

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