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The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary doctor and get referrals to organizations that offer specialty care.
Through TRICARE, members of the military can acquire drug and alcohol rehabilitation services in Oxford. This includes individual and group therapy including family therapy, detoxification, and other substance abuse recovery services. They will need pre-authorization for treatment and there will most likely be some limitations. Military insurance covers both inpatient and outpatient, but stays for detox are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military insurance carriers are permitted to stay in treatment. A 3-week inpatient stay per benefit period is commonly accepted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as outpatient or inpatient treatment.
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