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Medicare is a federal program which helps pay for medical healthcare services for people living in the Unites States who are either disabled or 65 years of age or older. For individuals who do have Medicare and need substance abuse recovery services in Cloquet, Medicare may cover certain rehabilitation programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering various types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction treatment, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees for outpatient substance abuse rehabilitation. This includes outpatient services, therapy, treatment for co-occurring disorders such as anxiety disorders or depression and medications administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental coverage aside from what the other parts of Medicare have to offer. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating withdrawal symptoms during detoxification and those used for maintenance therapy such as methadone or buprenorphine.
There are 2 Drug and Alcohol Rehabilitation Facilities offering this service in Cloquet, MN
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