Medicare is a federal health insurance program which helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and need addiction rehab in Elgin, this program may cover certain rehab programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering certain forms of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance treatment, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses associated with outpatient substance abuse rehabilitation. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and medications dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental health insurance aside from Medicare Parts A, B, and D. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications used for withdrawal symptoms during detoxification as well as those required for maintenance therapy such as buprenorphine or methadone.
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