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Military Insurance - Drug and Alcohol Treatment Programs - Freeborn, MN.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary doctor and obtain referrals to organizations that offer specialty care.

Through TRICARE, military members can obtain drug and alcohol rehabilitation services in Freeborn. This includes individual and group therapy including family therapy, detoxification, and other treatment services. They will need pre-authorization for treatment and there will most likely be some restrictions. Military insurance pays for both outpatient and inpatient, but inpatient services for detoxification are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military members are permitted to remain in rehab. A 3-week inpatient stay per benefit period is typically accepted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as inpatient or outpatient treatment.

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