Medicare is a federal program that helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and need addiction rehab in Lafayette, this program can cover various rehab programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering different types of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient substance abuse treatment. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and medications administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental health insurance in addition to Medicare Parts A, B, and D. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications used for withdrawal symptoms during detoxification and medications used for maintenance therapy such as buprenorphine or methadone.
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