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Military Insurance - Alcohol and Drug Rehab Programs - Lindstrom, MN.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary doctor and obtain referrals to organizations that provide specialty care.

Through TRICARE, members of the military can obtain substance abuse rehabilitation services in Lindstrom. This encompasses detoxification, individual and group therapy including family therapy, and other substance abuse recovery services. They will need pre-authorization for treatment and there will most likely be some restrictions. Military insurance covers both inpatient and outpatient, but stays for detoxification are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military members will be permitted to remain in rehab. A 3-week inpatient stay per benefit period is typically permitted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as outpatient or inpatient treatment.

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