Medicare - Alcohol and Drug Rehab Programs - Loretto, MN.

Medicare is a federal health insurance program which helps pay for health care for people living in the U.S. who are either disabled or 65 years of age or older. For people that do have Medicare and require addiction recovery services in Loretto, this program may pay for certain rehabilitation programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering certain kinds of care.

Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the individual's lifetime.

Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs associated with outpatient substance abuse rehabilitation. This includes outpatient services, therapy/counseling, treatment for co-occurring disorders such as anxiety disorders or depression and medications dispensed by clinics. It also pays for professional interventions.

Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want supplemental health insurance apart from Medicare Parts A, B, and D. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.

Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating withdrawal symptoms during detoxification as well as those used for maintenance therapy such as methadone or buprenorphine.

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