Medicare is a federal health insurance program that helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 and older. For people that do have Medicare and need drug or alcohol recovery services in Lutsen, this program will cover various treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering different kinds of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses for outpatient substance abuse rehab. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want additional health insurance aside from Medicare Parts A, B, and D. People who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications associated with treating drug and alcohol withdrawal and those used for maintenance therapy such as methadone or buprenorphine.
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