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Military Insurance - Alcohol and Drug Treatment Programs - Middle River, MN.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary doctor and get referrals to health care services that offer specialty care.

Through TRICARE, military members can acquire substance abuse rehabilitation services in Middle River. This includes detoxification, individual and group therapy including family therapy, and other various rehab services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance pays for both outpatient and inpatient, but stays for detox are restricted to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time limits as to how long military insurance carriers will be allowed to stay in treatment. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as outpatient or inpatient treatment.

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