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Military Insurance - Alcohol and Drug Treatment Programs - Nerstrand, MN.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 years of age or older and their qualified family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and get referrals to organizations that provide specialty care.

By way of TRICARE, military members can acquire drug and alcohol treatment services in Nerstrand. This includes detoxification, individual and group therapy including family therapy, and other recovery services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detox are limited to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military insurance carriers are permitted to remain in rehab. A 3-week inpatient stay per benefit period is usually accepted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as outpatient or inpatient treatment.

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