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Military Insurance - Alcohol and Drug Rehabilitation Programs - Bellefontaine Neighbors, MO.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary doctor and get referrals to health care services that offer specialty care.

Through TRICARE, members of the military can acquire substance abuse treatment services in Bellefontaine Neighbors. This encompasses detoxification, individual and group therapy including family therapy, and other treatment services. They will need pre-authorization for treatment and there will most likely be some limitations. Military insurance covers both outpatient and inpatient, but stays for detoxification are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military members are allowed to remain in treatment. A 3-week inpatient stay per benefit period is commonly allowed. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as outpatient or inpatient treatment.

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