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Military Insurance - Alcohol and Drug Rehabilitation Programs - La Plata, MO.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which grants access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can select a primary doctor and get referrals to health care services that provide specialty care.

By way of TRICARE, members of the military can acquire drug and alcohol rehabilitation services in La Plata. This encompasses detoxification, individual and group therapy including family therapy, and other recovery services. They will need pre-authorization for treatment and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but stays for detox are limited to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military members are permitted to stay in treatment. A 3-week inpatient stay per benefit period is usually permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior treatment services such as inpatient or outpatient treatment.

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