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Military Insurance - Alcohol and Drug Rehab Facilities - Saginaw, MO.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which grants access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and get referrals to organizations that provide specialty care.

Through TRICARE, members of the military can acquire substance abuse treatment services in Saginaw. This includes detoxification, individual and group therapy including family therapy, and other various rehab services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both inpatient and outpatient, but stays for detoxification are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers are permitted to remain in rehab. A 3-week inpatient stay per benefit period is commonly permitted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.

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