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Military Insurance - Alcohol and Drug Rehabilitation Centers - Stella, MO.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and get referrals to organizations that offer specialty care.

By way of TRICARE, members of the military can receive substance abuse rehabilitation services in Stella. This includes individual and group therapy including family therapy, detoxification, and other treatment services. They will require pre-authorization for services and there will most likely be some limitations. Military insurance pays for both outpatient and inpatient, but inpatient services for detoxification are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers will be permitted to remain in rehab. A 3-week inpatient stay per benefit period is commonly allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as inpatient or outpatient treatment.

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