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Military Insurance - Alcohol and Drug Rehabilitation Programs - Lamar, MS.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and get referrals to health care services that provide specialty care.

By way of TRICARE, members of the military can acquire substance abuse treatment services in Lamar. This encompasses individual and group therapy including family therapy, detoxification, and other various substance abuse recovery services. They will need pre-authorization for treatment and there are likely to be some limitations. Military insurance pays for both outpatient and inpatient, but inpatient services for detox are restricted to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers will be allowed to stay in treatment. A 3-week inpatient stay per benefit period is typically allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as outpatient or inpatient treatment.

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