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The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which allows access to non-military health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and obtain referrals to health care services that provide specialty care.
By way of TRICARE, members of the military can obtain substance abuse rehabilitation services in Louisville. This includes individual and group therapy including family therapy, detoxification, and other various treatment services. They will need pre-authorization for treatment and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but inpatient services for detoxification are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is typically allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as inpatient or outpatient treatment.
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