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Military Insurance - Drug and Alcohol Treatment Facilities - Ravalli, MT.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and get referrals to health care services that offer specialty care.

By way of TRICARE, members of the military can acquire drug and alcohol treatment services in Ravalli. This includes detoxification, individual and group therapy including family therapy, and other rehab services. They will need pre-authorization for services and there are likely to be some limitations. Military insurance pays for both inpatient and outpatient, but stays for detoxification are restricted to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military members are permitted to stay in rehab. A 3-week inpatient stay per benefit period is commonly allowed. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other rehabilitation services such as outpatient or inpatient treatment.

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