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Military Insurance - Alcohol and Drug Treatment Centers - Wisdom, MT.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 years of age or older and their qualified family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary doctor and get referrals to organizations that offer specialty care.

By way of TRICARE, members of the military can acquire drug and alcohol treatment services in Wisdom. This encompasses detoxification, individual and group therapy including family therapy, and other various substance abuse recovery services. They will require pre-authorization for services and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but inpatient services for detoxification are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military insurance carriers will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is commonly permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as inpatient or outpatient treatment.

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