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Military Insurance - Drug and Alcohol Treatment Programs - Olin, NC.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary care physician and obtain referrals to organizations that offer specialty care.

By way of TRICARE, military members can acquire substance abuse treatment services in Olin. This encompasses individual and group therapy including family therapy, detoxification, and other recovery services. They will require pre-authorization for services and there will most likely be some limitations. Military insurance pays for both inpatient and outpatient, but inpatient services for detoxification are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military insurance carriers are permitted to stay in treatment. A 3-week inpatient stay per benefit period is usually accepted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed prior treatment services such as inpatient or outpatient treatment.

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