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Military Insurance - Drug and Alcohol Rehabilitation Programs - Cooperstown, ND.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and get referrals to organizations that provide specialty care.

By way of TRICARE, members of the military can acquire drug and alcohol treatment services in Cooperstown. This includes individual and group therapy including family therapy, detoxification, and other recovery services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military members will be allowed to remain in treatment. A 3-week inpatient stay per benefit period is typically allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as inpatient or outpatient treatment.

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