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Military Insurance - Drug and Alcohol Rehabilitation Programs - Bloomingdale, NJ.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary care physician and obtain referrals to organizations that offer specialty care.

By way of TRICARE, military members can obtain substance abuse rehabilitation services in Bloomingdale. This encompasses detoxification, individual and group therapy including family therapy, and other substance abuse recovery services. They will require pre-authorization for services and there are likely to be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detox are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved facility, and there are time restrictions as to how long military members are permitted to remain in treatment. A 3-week inpatient stay per benefit period is commonly allowed. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other rehabilitation services such as outpatient or inpatient treatment.

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