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Military Insurance - Alcohol and Drug Rehab Programs - Elmwood Park, NJ.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which grants access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary doctor and get referrals to organizations that offer specialty care.

Through TRICARE, military members can acquire drug and alcohol treatment services in Elmwood Park. This encompasses detoxification, individual and group therapy including family therapy, and other treatment services. They will require pre-authorization for treatment and there will most likely be some restrictions. Military insurance pays for both inpatient and outpatient, but inpatient services for detoxification are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers are permitted to stay in rehab. A 3-week inpatient stay per benefit period is usually allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other treatment services such as inpatient or outpatient treatment.

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