Military Insurance - Alcohol and Drug Rehab Programs - Merchantville, NJ.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can select a primary doctor and get referrals to organizations that offer specialty care.

By way of TRICARE, military members can obtain substance abuse treatment services in Merchantville. This includes detoxification, individual and group therapy including family therapy, and other various substance abuse recovery services. They will need pre-authorization for services and there are likely to be some limitations. Military insurance pays for both inpatient and outpatient, but inpatient services for detoxification are restricted to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers will be allowed to stay in rehab. A 3-week inpatient stay per benefit period is commonly permitted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other treatment services such as outpatient or inpatient treatment.

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