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Military Insurance - Alcohol and Drug Treatment Programs - Midland Park, NJ.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary care physician and obtain referrals to organizations that provide specialty care.

Through TRICARE, military members can obtain drug and alcohol treatment services in Midland Park. This includes individual and group therapy including family therapy, detoxification, and other various treatment services. They will need pre-authorization for services and there are likely to be some limitations. Military insurance pays for both inpatient and outpatient, but stays for detoxification are limited to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers are allowed to stay in rehab. A 3-week inpatient stay per benefit period is usually accepted. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other rehabilitation services such as inpatient or outpatient treatment.

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