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Military Insurance - Alcohol and Drug Rehab Facilities - Netcong, NJ.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to non-military health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and get referrals to organizations that provide specialty care.

By way of TRICARE, members of the military can obtain drug and alcohol treatment services in Netcong. This encompasses individual and group therapy including family therapy, detoxification, and other rehabilitation services. They will require pre-authorization for services and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but inpatient services for detoxification are limited to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved facility, and there are time limits as to how long military insurance carriers are permitted to stay in treatment. A 3-week inpatient stay per benefit period is typically permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished prior treatment services such as outpatient or inpatient treatment.

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