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Military Insurance - Alcohol and Drug Treatment Centers - New Vernon, NJ.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and obtain referrals to health care services that provide specialty care.

Through TRICARE, military members can acquire drug and alcohol treatment services in New Vernon. This includes detoxification, individual and group therapy including family therapy, and other treatment services. They will need pre-authorization for treatment and there are likely to be some limitations. Military insurance covers both outpatient and inpatient, but stays for detox are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time limits as to how long military insurance carriers are allowed to stay in rehab. A 3-week inpatient stay per benefit period is commonly accepted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other rehabilitation services such as outpatient or inpatient treatment.

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