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The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 years of age or older and their qualified family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and obtain referrals to organizations that offer specialty care.
Through TRICARE, military members can acquire substance abuse treatment services in Paterson. This includes individual and group therapy including family therapy, detoxification, and other various treatment services. They will need pre-authorization for treatment and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but stays for detoxification are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military insurance carriers are permitted to remain in rehab. A 3-week inpatient stay per benefit period is typically accepted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other primary rehabilitation services such as outpatient or inpatient treatment.
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