Military Insurance - Drug and Alcohol Treatment Programs - Roosevelt, NJ.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retirees of the military who are 60 years of age or older and their qualified family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary doctor and obtain referrals to health care services that provide specialty care.

By way of TRICARE, members of the military can obtain drug and alcohol treatment services in Roosevelt. This encompasses individual and group therapy including family therapy, detoxification, and other substance abuse recovery services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but inpatient services for detoxification are restricted to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved facility, and there are time limits as to how long military members will be allowed to stay in treatment. A 3-week inpatient stay per benefit period is typically allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior treatment services such as inpatient or outpatient treatment.

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